FIRST TEXAS HOMES
REWARDS
PROGRAM 2022

It's a Great Time
To Buy a Home!

Click To Download Get our list of qualifying homes!
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2022 Rewards Program

Even though the fed has raised the fed fund rate, mortgage rates have actually improved this past week! First Texas Homes now has 130+ inventory homes at various stages of completion and more on the way that will be move-in-ready before the end of the Summer!!! We've lowered the prices on several of these homes and we are offering some big incentives to help you get into a new home this year!

From now through September 26th you will receive up to $20,000* towards your closing costs, prepaid escrows, or interest rate buy down** when you finance with our preferred lender. With the improvement in mortgage interest rates and the opportunity to buy down your interest rate down into 4% range now is a great time to buy a home and take advantage of these savings! You will also receive a $3,000 Nebraska Furniture Mart Gift Card after closing.***

If you have any questions or want to preview any of the listed properties, please contact one of our community sales counselor for details.



Click To Download Get our list of qualifying homes!
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Lower your interest rate up to 1% with our buy-down program

**Thirty days before closing First Texas Homes will reduce your locked interest rate with our preferred lender by 1%. This 1% reduction in your interest rate can save you thousands of dollars over the life of your loan. *Only available on specific inventory homes.

Now is a Great Time To Buy a Home! Don't Delay, Get Started Today!

Our up to $20K Your Way Offer Expires September 26, 2022! Download the list of qualifying homes and contact a community sales counselor for more information.

OFFER VALID FOR SELECT HOMES. BUYER MUST FINANCE WITH PREFERRED LENDER. RESTRICTIONS APPLY – SEE DISCLAIMERS BELOW FOR DETAILS

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Terms & Conditions

THE INVENTORY HOMES PRESENTED ARE LISTED AS AVAILABLE AS OF 09/20/2022. FIRST TEXAS HOMES & GALLERY CUSTOM HOMES ARE EQUAL OPPORTUNITY HOME BUILDERS. THE SQUARE FOOTAGE SHOWN IS APPROXIMATE AND MAY VARY DEPENDING ON THE PLAN, OPTIONS, ELEVATION, AND LOCATIONS. PRICES ARE SUBJECT TO CHANGE WITHOUT NOTICE. CONTACT A FIRST TEXAS HOMES OR GALLERY CUSTOM HOMES SALES CONSULTANT TO VERIFY FEATURES, SQUARE FOOTAGE, AVAILABILITY, AND PRICING.

THE FIRST TEXAS REWARDS OFFERS AND INCENTIVES ARE VALID AT THE DATE OF CONTRACT ONLY AND MAY NOT BE APPLIED AFTER CONTRACT IS APPROVED AND EXECUTED. OFFERS AND INCENTIVES ARE DEEMED VALID EFFECTIVE SEPT 20, 2022 THRU SEPTEMBER 26, 2022. FIRST TEXAS HOMES RESERVES THE RIGHT TO CEASE THE FTH REWARDS PROGRAM WITHOUT NOTICE BEFORE SEPTEMBER 26, 2022.

*$20,000 CLOSING COST INCENTIVE IS AVAILABLE ON INVENTORY HOMES CONTRACTED ON OR AFTER 09/20/2022 THROUGH 09/26/2022 AND IS NOT VALID FOR HOMES ALREADY SOLD OR CURRENTLY UNDER CONTRACT. SUBJECT PROPERTY MUST BE THE BUYER’S PRIMARY RESIDENCE AND EXCLUDES SECOND HOMES, INVESTMENT PROPERTIES, OR NON-OWNER OCCUPIED PROPERTIES. HOMEBUYER MUST FINANCE AND FUND WITH THE AMERICAN DREAM TEAM OF SUPREME LENDING (BRANCH 681) TO BE ELIGIBLE FOR THE CLOSING COST INCENTIVE. $20,000 CLOSING COST INCENTIVE IS NOT A DISCOUNT TOWARD THE HOME PURCHASE AND CAN NOT BE USED AS A DOWN PAYMENT. CLOSING COST INCENTIVE MUST BE APPLIED TOWARDS ACCEPTABLE CLOSING COSTS SUCH AS LOAN ORIGINATION FEES, MORTGAGE INSURANCE, APPRAISALS, OWNER AND LENDER TITLE POLICIES, PREPAID PROPERTY TAXES, PREPAID HOMEOWNERS INSURANCE, PREPAID INTEREST, AND PREPAID HOA. MORTGAGE INSURANCE BUY-OUT IS NOT AVAILABLE ON FHA LOANS. INTEREST RATE BUYDOWN OPTION IS ONLY AVAILABLE ON CONVENTIONAL, FHA, AND VA LOANS AND REQUIRES A MINIMUM AMOUNT FINANCED OF $333,000. INTEREST RATE BUYDOWN OPTION EXCLUDES JUMBO AND BROKERED LOANS. CONVENTIONAL AND JUMBO FINANCING REQUIRES A MINIMUM DOWN PAYMENT OF 10% DOWN. LOAN MUST CLOSE WITHIN 90 DAYS OF THE INTEREST RATE LOCK DATE. NOT ALL BUYERS WILL QUALIFY. $20,000 CLOSING COST INCENTIVE, RATE BUYDOWN OFFER, RATES, AND LOAN PROGRAMS ARE ALL SUBJECT TO CHANGE WITHOUT NOTICE. CONSULT A SUPREME LENDING LOAN OFFICER FOR ADDITIONAL LOAN DETAILS AND INFORMATION.

**INTEREST RATE BUYDOWN OPTION IS ONLY AVAILABLE ON CONVENTIONAL, FHA, AND VA LOANS AND REQUIRES A MINIMUM AMOUNT FINANCED OF $333,000. INTEREST RATE BUYDOWN OPTION EXCLUDES JUMBO AND BROKERED LOANS. CONVENTIONAL AND JUMBO FINANCING REQUIRES A MINIMUM DOWN PAYMENT OF 10% DOWN. LOAN MUST CLOSE WITHIN 90 DAYS OF THE INTEREST RATE LOCK DATE. NOT ALL BUYERS WILL QUALIFY. LOAN AMOUNT MUST NOT EXCEED $583,200. $20,000 CLOSING COST INCENTIVE, RATE BUYDOWN OFFER, RATES, AND LOAN PROGRAMS ARE ALL SUBJECT TO CHANGE WITHOUT NOTICE. CONSULT A SUPREME LENDING LOAN OFFICER FOR ADDITIONAL LOAN DETAILS AND INFORMATION.

***NEBRASKA FURNITURE MART (NFM) GIFT CARD OFFER AVAILABLE TO CUSTOMERS THAT CONTRACT ON A FIRST TEXAS HOME ON OR AFTER 01/01/2022 THROUGH 12/31/2022. NFM GIFT CARD WILL BE AVAILABLE 7-14 BUSINESS DAYS AFTER CLOSING YOUR HOME LOAN. ONE (NFM) GIFT CARD PER CONTRACTED HOME. YOU MUST FINANCE YOUR NEW FIRST TEXAS HOME, GALLERY CUSTOM HOME, OR HARWOOD HOME WITH OUR PREFERRED LENDER THE AMERICAN DREAM TEAM (BRANCH 681) AT SUPREME LENDING IN ORDER TO BE ELIGIBLE FOR THE NFM GIFT CARD PROMOTION. TERMS AND OFFERS ARE SUBJECT TO CHANGE WITHOUT NOTICE. ONE NEBRASKA FURNITURE MART GIFT CARD PER CONTRACTED HOME. TERMS AND OFFERS ARE SUBJECT TO CHANGE WITHOUT NOTICE. SAVINGS STATEMENTS ARE BASED OFF SUGGESTED RETAIL UNLESS OTHERWISE NOTED. WE MAKE NO CLAIMS TO HAVING SOLD PRODUCTS AT SUGGESTED RETAIL PRICE. DUE TO MANUFACTURERS RESTRICTIONS, CERTAIN ITEMS AND BRANDS ARE EXCLUDED FROM THIS SALE. EXCLUDES INTERNET AVAILABLE-TO-ORDER ITEMS, EKORNES, THOMASVILLE, CASE GOODS FROM HENREDON, LEXINGTON AND CENTURY, SELECT AMERICAN LEATHER COLLECTIONS, WEBER GRILLS, KARASTAN, DOWN AND DOWN ALTERNATIVE COMFORTERS, MOST ADJUSTABLE BASES, MATTRESS PADS, BED LINENS, PROTECT-A-BED, GUARDSMAN, WINDOW TREATMENTS, EXTENDED WARRANTIES, INSTALLATION, SPECIAL ORDERS, SUPER BUYS, CLEARANCE ITEMS AND SEE’S CANDIES. CAN ONLY BE COMBINED WITH OTHER OFFERS IN THIS AD. DELIVERY, HAUL-AWAY, AND INSTALLATION PROMOTIONAL OFFERS ARE LIMITED TO OMAHA, KANSAS CITY, AND DALLAS/FORT WORTH METRO DELIVERY AREAS. ITEMS MUST BE IN STOCK AT PURCHASE LOCATION FOR NEXT-DAY DELIVERY. DRIVEWAY DELIVERY ITEMS ARE DELIVERED TO YOUR DRIVEWAY IN THEIR FACTORY PACKAGING. INSTALLATION AND ASSEMBLY ARE EXTRA AND NOT AVAILABLE IN ALL AREAS. WHITE GLOVE DELIVERY, CONTRACTOR SALES, GUN SAFES, CLEARANCE ITEMS, AND INTERNET AVAILABLE-TO-ORDER ITEMS ARE EXCLUDED.

****THE 9 MONTH EXTENDED RATE LOCK IS SUBJECT TO BORROWER QUALIFICATION. VALID ON THE PRESENTATION OF A FIRM NON-CONTINGENT PURCHASE AGREEMENT TO SUPREME LENDING. RATE CAN BE LOCKED UPON PAYMENT OF ALL EARNEST MONIES TO BUILDER, THE $1,000 LOCK FEE PAID TO SUPREME LENDING, RECEIPT OF ALL DOCUMENTATION REQUIRED BY SUPREME LENDING TO SUBMIT FOR LOAN APPROVAL AND COMPLETED FINAL PURCHASE PRICE IS AGREED UPON. THE $1,000 LOCK FEE CAN BE APPLIED TOWARDS CLOSING COSTS ON ALL CLOSED LOANS. THE $1,000 LOCK FEE WILL BE REFUNDED IF THE LOAN IS DENIED BY SUPREME LENDING UNDERWRITING OR THE EXTENDED RATE LOCK IS NOT USED. THE $1,000 LOCK FEE IS NON-REFUNDABLE (FORFEITED) IF THE BORROWER DOES NOT CLOSE AND FUND WITH THE AMERICAN DREAM TEAM (BRANCH 681) OF SUPREME LENDING FOR ANY REASON.

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Licensing Disclosure

EVERETT FINANCIAL, INC. D/B/A SUPREME LENDING NMLS ID #2129 (WWW.NMLSCONSUMERACCESS.ORG) 14801 QUORUM DR., #300, DALLAS, TX 75254. 877-350-5225. COPYRIGHT © 2022. NOT AN OFFER OR AGREEMENT. INFORMATION, RATES, & PROGRAMS ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICE. NOT AVAILABLE IN ALL STATES. SUBJECT TO CREDIT & PROPERTY APPROVAL. NOT AFFILIATED WITH ANY GOVERNMENT AGENCY. SUPREME LENDING IS REQUIRED TO DISCLOSE THE FOLLOWING LICENSE INFORMATION: AZ MORTGAGE BANKER LICENSE 0925918. LICENSED BY THE DEPARTMENT OF BUSINESS OVERSIGHT UNDER THE CA RESIDENTIAL MORTGAGE LENDING ACT LICENSE 4130655. CO MORTGAGE COMPANY – REGULATED BY THE DIVISION OF REAL ESTATE. DELAWARE LENDER LICENSE 10885. GA MORTGAGE LENDER LICENSE 22114– GEORGIA RESIDENTIAL MORTGAGE LICENSEE. IL RESIDENTIAL MORTGAGE LICENSE MB.6760323-DBA1– ILLINOIS RESIDENTIAL MORTGAGE LICENSEE. MA MORTGAGE BROKER LICENSE MC2129. MA MORTGAGE LENDER LICENSE MC2129. LICENSED BY THE N.J. DEPARTMENT OF BANKING AND INSURANCE – NEW JERSEY RESIDENTIAL MORTGAGE LENDER LICENSE. LICENSED MORTGAGE BANKER-NYS DEPARTMENT OF FINANCIAL SERVICE. NY MORTGAGE BANKER LICENSE B501049. OHIO MORTGAGE BROKER ACT CERTIFICATE OF REGISTRATION MB.804158.000. OHIO MORTGAGE LOAN ACT CERTIFICATE OF REGISTRATION SM.501888.000. OR MORTGAGE LENDING LICENSE ML-4265. LICENSED MORTGAGE BANKER BY THE PA DEPARTMENT OF BANKING – PENNSYLVANIA MORTGAGE LENDER LICENSE 45048. RHODE ISLAND LICENSED LENDER 20142998LL.

Contact Us

14801 Quorum Drive Suite 160,
Dallas, TX 75056

(888) 392-1098