Even though the fed has raised the fed fund rate, mortgage rates have actually improved this past week! First Texas Homes now has 130+ inventory homes at various stages of completion and more on the way that will be move-in-ready before the end of the Summer!!! We've lowered the prices on several of these homes and we are offering some big incentives to help you get into a new home this year!
From now through September 26th you will receive up to $20,000* towards your closing costs, prepaid escrows, or interest rate buy down** when you finance with our preferred lender. With the improvement in mortgage interest rates and the opportunity to buy down your interest rate down into 4% range now is a great time to buy a home and take advantage of these savings! You will also receive a $3,000 Nebraska Furniture Mart Gift Card after closing.***
If you have any questions or want to preview any of the listed properties, please contact one of our community sales counselor for details.
**Thirty days before closing First Texas Homes will reduce your locked interest rate with our preferred lender by 1%. This 1% reduction in your interest rate can save you thousands of dollars over the life of your loan. *Only available on specific inventory homes.
****Protect yourself from market volatility with our long-term rate lock. Lock your rate with our preferred lender for up to 9 months while we build your home, and First Texas Homes will cover the upfront lock fees.
The First Texas Homes Rewards Program Sweepstakes (the "Sweepstakes") is sponsored by Supreme Lending ("Sponsor") and administered at fthrewards.com (the “Sponsor Site”). The Sweepstakes is governed by these Official Rules (the "Rules") and the laws of the United States. All federal, state, and local laws and regulations apply. Our thanks to First Texas Homes and our other vendors for their generous support.
All entrants to the Sweepstakes by their participation in the Sweepstakes acknowledge and agree that they have read and understand the Sweepstakes rules and are bound by them.
No purchase is necessary to enter the Sweepstakes. By entering the Sweepstakes, you consent to being included on our email subscribers list to receive Supreme Lending, First Texas Homes, and Nebraska Furniture Mart marketing materials. You may update your preferences at Sponsor Site.
WHO CAN ENTER?
The Sweepstakes is open to any person who is all of the following: (i) a customer / potential customer of First Texas Homes; (ii) a legal resident of the United States (excluding Puerto Rico); and (iii) eighteen (18) years of age or older at the time of entry.
Officers, directors, and employees of Supreme Lending, First Texas Homes, Nebraska Furniture and their vendors, subsidiaries, affiliates, divisions, or agents (including without limitation advertising and promotion agencies), as well as their immediate families and household members, are NOT eligible to participate in the Sweepstakes or win a prize.
HOW TO ENTER
Potential Entrants may enter the Sweepstakes by doing each of the following:
Completing a Sweepstakes entry form at a First Texas Homes Model Home location and dropping the entry into the authorized entry drop box or by completing a Sweepstakes entry form on fthrewards.com.
Entrants may enter the sweepstakes one time drop entry, as well as participate in various bonus entry opportunities throughout the promotion.
Potential Entrants may enter the Sweepstakes beginning at 10am CST January 10, 2022 and must enter no later than 7:00 pm CST on December 26, 2022. Drawing will be held on December 31, 2022.
Notification of winning will be provided only by email. Late, incomplete, computer-generated script, or other automated entries are not eligible and are void. Sponsor is not responsible for telephone, modem, or facsimile machine failure, or for incomplete, garbled, or delayed transmissions.
65” 4K HDR Ultra HDTV from Nebraska Furniture Mart. Retail Valued at $999.99
The Prizes must be picked up in person from the First Texas Homes Corporate office within 14 days after the winner is notified. The winner is solely responsible for the reporting and payment of any federal, state, local, and other taxes, fees, customs, duties, insurance, or other amounts owed on the Prize (or any component thereof) or any other liabilities incurred in connection with the Sweepstakes. For purposes of compliance with tax regulations, the winner must provide his or her Social Security number or taxpayer identification number to claim the Prize. Only the winner will need to provide this information.
PRIZE DRAWING – ODDS OF WINNING
The prize drawing will be held within ten business days following the end of the Sweepstakes. One (1) winner will be selected by random drawing by a representative of Sponsor from all eligible entries received. Chance of winning the prize is dependent upon the number of eligible entries received.
WINNER NOTIFICATION AND PRIZE CLAIM
The winner will be notified via email sent to the address specified in the winner's entry within ten business days following the end of the Sweepstakes. The winner will be required to take photos and agree to have those published for marketing materials and opportunities. The winner will be required to respond to the email to acknowledge winner's desire to receive the Prize, and winner may be required to (i) provide his or her full mailing address, which address must be within the United States (excluding Puerto Rico), (ii) verify his or her social security number or taxpayer identification number, and (iii) sign and return a release of liability, declaration of eligibility, and where lawful, a publicity release, upon Sponsor's request.
If (a) Sponsor does not receive the winner's complete response (or the winner's parent's or legal guardian's complete response if winner is a minor) within the time specified in the Prize notification, (b) the Prize notification is returned as undeliverable, (c) the winner (or winner's parent or legal guardian if winner is a minor) fails to sign and return any required documents according to Sponsor's instructions, (d) the winner otherwise fails to claim the Prize properly, or (e) the winner is determined to be ineligible, then the Prize will be awarded to a replacement winner.
The replacement winner will need to satisfy all of the requirements of these Rules. This process will be repeated until the Prize is awarded. It is the sole responsibility of each Entrant to notify Sponsor of any change in email address. In the event of a dispute regarding who submitted a winning entry, the entry will be deemed submitted by the Authorized Account Holder of the email account specified in the entry.
"Authorized Account Holder" means the person who is assigned to an email address by an Internet access provider, online service provider or other organization responsible for assigning email addresses for the domain associated with the email address. The winner may be requested to provide Sponsor with proof that he/she is the Authorized Account Holder of the email address associated with the winning entry. WINNER MUST PICK UP PRIZE IN PERSON AT THE FIRST TEXAS HOMES CORPORATE OFFICE.
Sponsor reserves the right, at its sole discretion, to disqualify any Entrant that Sponsor determines (a) has tampered with the entry process, the operation of the Sweepstakes, or the Sponsor Site or affiliated websites, (b) has acted in an unsportsmanlike or disruptive manner, or with intent to annoy or harass Sponsor, other Entrants, or any other person or entity; or (c) to be ineligible under, or otherwise in violation of, these Rules or any of the Policies. Any attempt by an Entrant to commit any of the acts of misconduct set forth in this section may be a violation of civil and criminal law and Sponsor reserves the right to seek damages from such Entrant to the fullest extent permitted by law.
Sponsor reserves the right, in its sole discretion, to suspend, modify, or terminate the Sweepstakes at any time for any reason, including but not limited to as a result of fraud, financial or administrative difficulties, a technical problem (such as a computer virus/bug), or unauthorized intervention that corrupts the administration, security, fairness, integrity, or proper functioning of the Sweepstakes. Should the Sweepstakes ever terminate, notice will be posted on the Sponsor Site and Sponsor will announce an alternate means for awarding the Prize.
By entering the Sweepstakes, each Entrant represents and warrants to Sponsor that: (i) the Entrant meets all eligibility requirements of the Sweepstakes (including, without limitation, that Entrant is at least eighteen (18) years of age); (ii) the Entrant is the owner of the email address through which Entrant registered for the Sweepstakes; and (iii) in entering the Sweepstakes, the Entrant will comply in all respects with these Rules, the Policies, and all applicable statutes, orders, regulations, and other laws.
LIMITS OF LIABILITY - RELEASE
By entering the Sweepstakes, each Entrant agrees that the neither the Sponsor nor First Texas Homes or Nebraska Furniture Mart will have any responsibility whatsoever for losses or damages of any kind that result from entry or participation in the Sweepstakes or the acceptance, possession, or use of any Prize.
USE OF DATA
Sponsor reserves the right to collect and use any information related to the Sweepstakes, including information on Entrants obtained through the registration for the Sweepstakes, in any manner permitted by the Policies or these Rules, including permitting third parties to collect and store such information on its behalf. Each Entrant acknowledges and agrees that all entry data submitted become the property of Sponsor and will not be returned. By entering the Sweepstakes, each Entrant grants to Sponsor the right to use and publish Entrant's name, username, state of residence, and any other information in the winning entry both online and in print, in connection with the Sweepstakes, without additional compensation, except to the extent prohibited by law. By accepting the Prize, the winner acknowledges and agrees to the use by Sponsor, without additional compensation, of his or her name, likeness, photograph, voice, and biographical material for Sponsor's advertising, marketing, promotion and other purposes, except to the extent prohibited by law. Other than as set forth in these Rules, Sponsor will treat any personal information provided in connection with the Sweepstakes in accordance with the Policies.
These Rules, the Sponsor Site, and all other Sweepstakes-related materials and code are protected by Sponsor's copyrights. Copying or unauthorized use of any copyrighted materials, trademarks or any other intellectual property without the express written consent of the owner is strictly prohibited.
Any dispute between Sponsor and an Entrant arising out of or relating to these Rules, the Sweepstakes, or the Prize (or any component thereof) must be brought exclusively in the state courts located in Dallas County, Texas on of such courts. If any part of these Rules is held by a court of competent jurisdiction to be invalid, illegal, or otherwise unenforceable, such part will be modified by such court to the minimum extent necessary to make it enforceable while preserving to the maximum extent possible the original intent of Sponsor, and the remaining parts of these Rules will remain in full force and effect.
Terms & Conditions
THE INVENTORY HOMES PRESENTED ARE LISTED AS AVAILABLE AS OF 09/20/2022. FIRST TEXAS HOMES & GALLERY CUSTOM HOMES ARE EQUAL OPPORTUNITY HOME BUILDERS. THE SQUARE FOOTAGE SHOWN IS APPROXIMATE AND MAY VARY DEPENDING ON THE PLAN, OPTIONS, ELEVATION, AND LOCATIONS. PRICES ARE SUBJECT TO CHANGE WITHOUT NOTICE. CONTACT A FIRST TEXAS HOMES OR GALLERY CUSTOM HOMES SALES CONSULTANT TO VERIFY FEATURES, SQUARE FOOTAGE, AVAILABILITY, AND PRICING.
THE FIRST TEXAS REWARDS OFFERS AND INCENTIVES ARE VALID AT THE DATE OF CONTRACT ONLY AND MAY NOT BE APPLIED AFTER CONTRACT IS APPROVED AND EXECUTED. OFFERS AND INCENTIVES ARE DEEMED VALID EFFECTIVE SEPT 20, 2022 THRU SEPTEMBER 26, 2022. FIRST TEXAS HOMES RESERVES THE RIGHT TO CEASE THE FTH REWARDS PROGRAM WITHOUT NOTICE BEFORE SEPTEMBER 26, 2022.
*$20,000 CLOSING COST INCENTIVE IS AVAILABLE ON INVENTORY HOMES CONTRACTED ON OR AFTER 09/20/2022 THROUGH 09/26/2022 AND IS NOT VALID FOR HOMES ALREADY SOLD OR CURRENTLY UNDER CONTRACT. SUBJECT PROPERTY MUST BE THE BUYER’S PRIMARY RESIDENCE AND EXCLUDES SECOND HOMES, INVESTMENT PROPERTIES, OR NON-OWNER OCCUPIED PROPERTIES. HOMEBUYER MUST FINANCE AND FUND WITH THE AMERICAN DREAM TEAM OF SUPREME LENDING (BRANCH 681) TO BE ELIGIBLE FOR THE CLOSING COST INCENTIVE. $20,000 CLOSING COST INCENTIVE IS NOT A DISCOUNT TOWARD THE HOME PURCHASE AND CAN NOT BE USED AS A DOWN PAYMENT. CLOSING COST INCENTIVE MUST BE APPLIED TOWARDS ACCEPTABLE CLOSING COSTS SUCH AS LOAN ORIGINATION FEES, MORTGAGE INSURANCE, APPRAISALS, OWNER AND LENDER TITLE POLICIES, PREPAID PROPERTY TAXES, PREPAID HOMEOWNERS INSURANCE, PREPAID INTEREST, AND PREPAID HOA. MORTGAGE INSURANCE BUY-OUT IS NOT AVAILABLE ON FHA LOANS. INTEREST RATE BUYDOWN OPTION IS ONLY AVAILABLE ON CONVENTIONAL, FHA, AND VA LOANS AND REQUIRES A MINIMUM AMOUNT FINANCED OF $333,000. INTEREST RATE BUYDOWN OPTION EXCLUDES JUMBO AND BROKERED LOANS. CONVENTIONAL AND JUMBO FINANCING REQUIRES A MINIMUM DOWN PAYMENT OF 10% DOWN. LOAN MUST CLOSE WITHIN 90 DAYS OF THE INTEREST RATE LOCK DATE. NOT ALL BUYERS WILL QUALIFY. $20,000 CLOSING COST INCENTIVE, RATE BUYDOWN OFFER, RATES, AND LOAN PROGRAMS ARE ALL SUBJECT TO CHANGE WITHOUT NOTICE. CONSULT A SUPREME LENDING LOAN OFFICER FOR ADDITIONAL LOAN DETAILS AND INFORMATION.
**INTEREST RATE BUYDOWN OPTION IS ONLY AVAILABLE ON CONVENTIONAL, FHA, AND VA LOANS AND REQUIRES A MINIMUM
AMOUNT FINANCED OF $333,000. INTEREST RATE BUYDOWN OPTION EXCLUDES JUMBO AND BROKERED LOANS. CONVENTIONAL AND JUMBO FINANCING REQUIRES A MINIMUM DOWN PAYMENT OF 10% DOWN. LOAN MUST CLOSE WITHIN 90 DAYS OF THE INTEREST RATE LOCK DATE. NOT ALL BUYERS WILL QUALIFY. LOAN AMOUNT MUST NOT EXCEED $583,200. $20,000 CLOSING COST INCENTIVE, RATE BUYDOWN OFFER, RATES, AND LOAN PROGRAMS ARE ALL SUBJECT TO CHANGE WITHOUT NOTICE. CONSULT A SUPREME LENDING LOAN OFFICER FOR ADDITIONAL LOAN DETAILS AND INFORMATION.
***NEBRASKA FURNITURE MART (NFM) GIFT CARD OFFER AVAILABLE TO CUSTOMERS THAT CONTRACT ON A FIRST TEXAS HOME ON OR AFTER 01/01/2022 THROUGH 12/31/2022. NFM GIFT CARD WILL BE AVAILABLE 7-14 BUSINESS DAYS AFTER CLOSING YOUR HOME LOAN. ONE (NFM) GIFT CARD PER CONTRACTED HOME. YOU MUST FINANCE YOUR NEW FIRST TEXAS HOME, GALLERY CUSTOM HOME, OR HARWOOD HOME WITH OUR PREFERRED LENDER THE AMERICAN DREAM TEAM (BRANCH 681) AT SUPREME LENDING IN ORDER TO BE ELIGIBLE FOR THE NFM GIFT CARD PROMOTION. TERMS AND OFFERS ARE SUBJECT TO CHANGE WITHOUT NOTICE. ONE NEBRASKA FURNITURE MART GIFT CARD PER CONTRACTED HOME. TERMS AND OFFERS ARE SUBJECT TO CHANGE WITHOUT NOTICE. SAVINGS STATEMENTS ARE BASED OFF SUGGESTED RETAIL UNLESS OTHERWISE NOTED. WE MAKE NO CLAIMS TO HAVING SOLD PRODUCTS AT SUGGESTED RETAIL PRICE. DUE TO MANUFACTURERS RESTRICTIONS, CERTAIN ITEMS AND BRANDS ARE EXCLUDED FROM THIS SALE. EXCLUDES INTERNET AVAILABLE-TO-ORDER ITEMS, EKORNES, THOMASVILLE, CASE GOODS FROM HENREDON, LEXINGTON AND CENTURY, SELECT AMERICAN LEATHER COLLECTIONS, WEBER GRILLS, KARASTAN, DOWN AND DOWN ALTERNATIVE COMFORTERS, MOST ADJUSTABLE BASES, MATTRESS PADS, BED LINENS, PROTECT-A-BED, GUARDSMAN, WINDOW TREATMENTS, EXTENDED WARRANTIES, INSTALLATION, SPECIAL ORDERS, SUPER BUYS, CLEARANCE ITEMS AND SEE’S CANDIES. CAN ONLY BE COMBINED WITH OTHER OFFERS IN THIS AD. DELIVERY, HAUL-AWAY, AND INSTALLATION PROMOTIONAL OFFERS ARE LIMITED TO OMAHA, KANSAS CITY, AND DALLAS/FORT WORTH METRO DELIVERY AREAS. ITEMS MUST BE IN STOCK AT PURCHASE LOCATION FOR NEXT-DAY DELIVERY. DRIVEWAY DELIVERY ITEMS ARE DELIVERED TO YOUR DRIVEWAY IN THEIR FACTORY PACKAGING. INSTALLATION AND ASSEMBLY ARE EXTRA AND NOT AVAILABLE IN ALL AREAS. WHITE GLOVE DELIVERY, CONTRACTOR SALES, GUN SAFES, CLEARANCE ITEMS, AND INTERNET AVAILABLE-TO-ORDER ITEMS ARE EXCLUDED.
****THE 9 MONTH EXTENDED RATE LOCK IS SUBJECT TO BORROWER QUALIFICATION. VALID ON THE PRESENTATION OF A FIRM NON-CONTINGENT PURCHASE AGREEMENT TO SUPREME LENDING. RATE CAN BE LOCKED UPON PAYMENT OF ALL EARNEST MONIES TO BUILDER, THE $1,000 LOCK FEE PAID TO SUPREME LENDING, RECEIPT OF ALL DOCUMENTATION REQUIRED BY SUPREME LENDING TO SUBMIT FOR LOAN APPROVAL AND COMPLETED FINAL PURCHASE PRICE IS AGREED UPON. THE $1,000 LOCK FEE CAN BE APPLIED TOWARDS CLOSING COSTS ON ALL CLOSED LOANS. THE $1,000 LOCK FEE WILL BE REFUNDED IF THE LOAN IS DENIED BY SUPREME LENDING UNDERWRITING OR THE EXTENDED RATE LOCK IS NOT USED. THE $1,000 LOCK FEE IS NON-REFUNDABLE (FORFEITED) IF THE BORROWER DOES NOT CLOSE AND FUND WITH THE AMERICAN DREAM TEAM (BRANCH 681) OF SUPREME LENDING FOR ANY REASON.